Debt Collection Lawsuit Defense in Michigan

Wayne County Collection Defense Attorney

When you are behind on your payments and accruing debt, your creditors may take matters into their own hands. All too often, debt collectors use unfair practices and harass debtors to repay their debts. Some of the unfair practices they use are also illegal and you have rights to protect you against this. The Fair Debt Collection Practices Act is a federal law that protects you from collection harassment. Also, if the creditor decides to sue you, you need help from a skilled attorney. Team up with a bankruptcy lawyer in Wayne County from Bryant, Logan, Wheeler Law Group, PLC for assistance in your debt collection lawsuit.

How We Can Help

Generally, clients approach our firm because they are being sued for past due obligations for things such as a bank loan or credit card debt. There are several options for helping you in this type of situation. The first would be to negotiate a settlement. Oftentimes, our clients are able to repay part of their debt and are just in need of a payment plan. The most common reason for a collection lawsuit is that the debtor has stopped paying and this can be because they refuse to pay for some objection but more often, the person cannot afford the obligation of payments. We can help you negotiate with your creditors and show that you are in need of a lower monthly payment and they are often willing to compromise. Creditors want to be paid and they are often aware that negotiating is the best way to get at least some money.

All too often, people being sued are too afraid to take action and they let their creditors take advantage of the situation. We can help you! We can assist you in halting the threats of wage garnishment and asset liquidation. Creditors are much less likely to push you around when you have a lawyer on your side. Whether it is negotiating a lesser amount or discussing the option of a payment plan, we are prepared to do all that we can to assist you.

What if I have been served a complaint?

Complaints are a time sensitive matter and you need to act promptly. You only have 21 days from the time that you are served the complaint to file an answer. If you fail to do so, the court is able to enter a default judgment without having a hearing or notifying you of a court date. This is surprising to many because they assume that they will have a court date to attend before having a judgment against them. This is not the case, the court will only notify you of a court date or hearing if you file an answer to the complaint. Due to this, you need to seek help from an attorney quickly and we can help you file an answer and get started building your defense.

Contact Bryant, Logan, Wheeler Law Group, PLC Today!

Need a lawyer for a debt collection lawsuit in Michigan? Our firm offers solid defense for these types of cases. It is also important to act fast due to the time sensitive matters in debt collection lawsuits. In order to have the best possible chance of success in your case, you need a firm that will investigate your case thoroughly and take the time necessary to build a defense. Teaming up with an experienced bankruptcy lawyer in Wayne County is imperative to your case. Bryant, Logan, Wheeler Law Group, PLC is dedicated to helping each one of our clients and we do all that we can to reach a favorable end result. We also offer a free case evaluation so contact a Wayne County bankruptcy lawyer today to see how we can help!